Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country. The Wells Fargo Propel American Express® card is currently offering a bonus of 20,000 points (worth $200) after spending $1,000 in the first three months. Know how to send, receive, all the fees included and the address required. Although the value of the Wells Fargo Propel card comes mainly from its rewards, it does offer some nice benefits to cardholders, too. . Wells Fargo Propel American Express® card full terms and conditions. Foreign Transaction Fee. Use this card outside the country and expenditures are calculated into U.S. dollars without incurring a percentage-based fee. Annual Fee. 50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year. Balance Transfer Fee. Prior results do not guarantee a similar outcome. Not as competitive as the mid-market rate, but still good value. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Learn all about sending and receiving money internationally with Wells Fargo. This card has no annual fee and no foreign transaction fees. New York, NY, 10016. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. The Wells Fargo Propel has no foreign transaction fee, so it makes a good companion for trips abroad. Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more. No foreign transaction fee; At its core, the Wells Fargo Propel is a travel reward credit card (it’s actually one of our picks for some of the best travel credit cards). Last updated Feb 7, 2020. Wells Fargo is one of the world’s largest banks, so it’s no surprise that it’s possible to use their cards abroad. Foreign transaction fees. You’ve come to the right place. No foreign transaction fees – Jetsetters will be happy to learn there are no excess fees charged for using your card internationally. But, as with other cards, there are usually charges involved. Build your credit with rewards and no fees: Apply if you're new to credit or have a fair to good score of 600 or higher. $5 might seem quite high, but if you withdraw a high amount, it could be better value than the percentage cut on every single transaction. Annual Fee. A simple secured credit card that helps you build your credit. So you want to understand foreign transaction fees and avoid unnecessary charges while paying in foreign currency? The higher annual fee you’re willing to pay, the higher bonus you’ll likely see. Whether traveling near or far, the Wells Fargo Propel American Express® card is a great card to bring along as it doesn't charge you extra for any foreign transactions that you make. ATM fees will be dealt with separately below. TransferWise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money. Be on the lookout for extra fees. That’s why it always pays to look out for decent exchange rates: the rate can end up costing you a lot. It could be an excellent tool on an international vacation, or if you frequently make purchases on foreign websites. If you want to use a Wells Fargo debit card abroad, you’ll probably find yourself having to pay the fees you’ll find below. Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 with this upper-mid tier travel card. If you don’t, they might assume your card’s been stolen or you’re the victim of fraud. Wells Fargo is lesser-known for its travel credit cards so there are limited options when it comes to products with no foreign transaction fees. and Card Value Calculator. Wondering what an international ACH transfer is? Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. Consider cards such as the Deserve® Edu Card and Journey® Student Rewards from Capital One®. Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening. Earn 50,000 points after you spend $2,000 in the first 3 months of account opening, plus 30,000 after spending $10,000 in the first 9 months. Here are our picks for the best store cards of the year. For a no-foreign-transaction-fee secured card, Capital One is your best bet. You can also get a TransferWise debit Mastercard, which you can use your USD balance to pay directly for goods and services. Your particular account might have a different breakdown of fees charged. Enjoy unique excursions, privileged access to exclusive events and insider opportunities. The currency markets are constantly changing during the day — but exchange rates also change depending on where you look. It lets you hold money in multiple international currencies and you can convert between them at the mid-market rate. information service that aims to provide you with information to help you make better decisions. The Benefits. $0. Try and find somewhere you get a decent deal, and if you find out an ATM is charging you half way through a withdrawal, don’t be afraid to cancel it and hunt down another ATM. If you find yourself unsure how many dollars something’s worth, check out an. . 3% of the transaction value. We may also receive compensation if you click on certain links posted on our site. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Redeem Southwest Rapid Rewards points for the best value, Redeem Marriott Bonvoy points for best value, finder.com is a financial comparison and information service, not a bank or Tell your bank before you go. Know how to send, receive, and all the fees included. How much does it cost to use the Wells Fargo Propel American Express overseas? To ensure you have the most up to date information, you should verify relevant information To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. With a solid rewards program, a generous signup bonus and a long interest-free period on purchases and balance transfers, this card is worth considering. Combine with other Chase Ultimate Rewards cards for even greater value. All sources last checked 26 February 2019. Many no-foreign-transaction-fee cards also have intro APRs on purchases, balance transfers or both. The Wells Fargo Propel American Express® Card stands out as both a top credit card and a top travel rewards card because there's no annual fee and no foreign transaction fees. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. These cards are usually travel products. Wells Fargo Platinum Visa vs. Wells Fargo Propel American Express® Card * Not everywhere in the world has the same culture when it comes to making payments. With Wells Fargo's travel card, what can I redeem points for? Some providers set their own exchange rates, and they generally do this by looking at the mid-market rate — an average of all the buy and sell rates — and then marking it up. 2019.4 Update: The current offer is 30k. It’s also why using credit and debit cards abroad is often quite good value. Delta's luxury offering shines with access to Delta Sky Clubs, Centurion Lounges, an annual companion certificate and more valuable travel perks. With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Meanwhile the Blue Cash Preferred is offering a $250 statement credit after spending $1,000 in the first three months. Great news— there isn't one! The Wells Fargo Propel Amex combines two things you don’t normally see in the same card: strong earning rates and no annual fee. unsure, you should get independent advice before you apply for any product or commit to any plan. The Benefits. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 per 12-month period, with a $25 deductible). You'll be able to earn your same 3% return on travel and dining worldwide. Compare 6 lenders to find one that’s a good fit for your needs. Read on to get a full overview. Like the Wells Fargo Propel, the Discover card has no annual fee or foreign transaction fee. High rewards rates with no annual fee is why the Wells Fargo Propel is so good. Earn 50,000 bonus points after you spend $2,000 on purchases in the first 3 months, plus 30,000 after spending $10,000 in the first 9 months. 25,000 points after spending another $6,000 in the first 6 months. Most no-foreign-transaction-fee products are travel cards. There is no foreign transaction fee for the Wells Fargo Propel AMEX Card making it a superb choice for international travel. But here’s one: the PenFed Gold Visa® Card. This card boasts a welcome offer worth up to $720, an annual companion certificate and valuable Delta perks. Foreign transaction costs rating: 5.0 - 1 ratings Yes, Wells Fargo Propel American Express does offer no foreign transaction fees. Think about which of these will work out better for you across the whole of your trip. Try to pick a rewards structure that matches your typical spending. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Wells Fargo Propel American Express® Card, 0% intro for the first 12 months (then 14.49% to 24.99% variable), 20,000 points after spending $1,000 in the first 3 months, 3x points on dining, gas, transit, travel and streaming and 1x points on all other purchases. See if you prequalify with no impact to your score. Learn all about international and domestic wire transfers with Bank of America. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. Or how to make one? However, there are plenty of cards from other providers that waive this fee. So the below fees are the ones that will likely come from Wells Fargo when you use an ATM card — unless they’re different for your particular account — but there’s always the chance there’ll be other, non-Wells Fargo fees too.¹. Pay like a local: you might have to. Here are our picks for the top travel cards on the market. So. Wells fargo advisors clients can take advantage of our credit cards that offer travel benefits rich rewards convenience and more. We compared nearly 100 cards to find the best deals and perks. Though you can find intro APRs for 18 to 21 months, the cards may come with foreign transaction fees. While card payments are very common in most of Europe, for example, in Germany they’re less common and not every place accepts debit card payments — so it’s always useful to carry cash. These promotional interest rates usually last between 12 and 15 months. Your rewards never expire as long as your account remains open. 140,000 points after spending $3,000 in the first 3 months. Though there are other types without this fee, they’re less widely available. No fees. But keep in mind that Discover cards don’t have very wide acceptance outside the U.S., so you may want to travel with another card as well. And it won’t be a good rate. Who It Benefits The Wells Fargo Propel American Express card is a great card for just about anyone with good to excellent credit, as the many benefits it offers provides most with some sort of worthwhile gain. Non-travel, low-APR cards with no foreign transaction fees are a bit hard to find. While paying in foreign currency, TransferWise ’ s lineup of travel partners in 2021 doesn ’ charge. And domestic wire transfers with PNC Bank deals and perks U.S. dollars without incurring a percentage-based fee currency... Are unsure, you might have a different breakdown of fees spending money abroad or... 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